Chapter 9: First set? Second set? This house also has an enclosed balcony. Zhang Qiyuan is confident that he can infer how many floors it has based on the shape and layout of the balcony when he visits it. However, as he is about to have dinner, there is no need to make a special trip to Phase 4. He asked Sister Piao for a list of the buildings in Phase 4 of Blue Sky International. He had visited the Phase 5 property before and knew that the buildings next to the Phase 6 amusement park should be Building 5 and Building 6. Building 5 was a high-rise, while Building 1 was a low-rise. After finding the building list of Unit 302 in Building , Zhang Qiyuan found the phone number of the owner of Room . After the call was made, the call was connected quickly, but the owner of the house was living in it himself and had no plans to sell it. Zhang Qiyuan continued to dial number 402. "Hello, is this Mr. Wan from Blue Sky International Phase 4?" "you are?" "Hello, I am an agent from Shijia Real Estate. Is your house for sale?" Zhang Qiyuan asked clearly. "Yes, do you have any clients?" Mr. Wan was very polite. "Mr. Wan, I have a potential client who wants to buy a 97-square-meter house in Blue Sky International. However, you also know the current market situation, plus the client's budget is limited. Moreover, your house is on the fourth floor and the property certificate is not yet full two. This price..." "The price is negotiable."
"Then can you give me a sincere price? This way I will have a better idea and it will be easier for me to negotiate with the customer." After a moment of silence, the other end of the phone said, "My reserve price is 165 million." "Okay, then how do you view this house?" Zhang Qiyuan did not argue with the owner about the price. Instead, he asked how to view the house first, and then discussed the price after the customer decided on the house. "It's a bit inconvenient to view the house because you have to contact the tenant," said Mr. Wan. "How about this? I'll add you on WeChat first, and you give me the tenant's phone number or WeChat, and I'll contact the tenant." "can." “Is this number your WeChat?” "Ok!" "Then I'll add you right away, please approve it." After hanging up the phone, Zhang Qiyuan immediately added the owner on WeChat, and soon the owner sent him a WeChat business card. After adding the tenants’ WeChat, Zhang Qiyuan started chatting with them again and found out that they were only available after six o’clock in the evening. After settling the tenant, Zhang Qiyuan went to the owner to get the property certificate and ID card, and then entered the house into the system of Shijia Real Estate. Then he found a full two-story house in the same building in the system for comparison, so as to avoid having to call the client to see just one house. However, the price was a little higher, at 190 million. Afterwards, Zhang Qiyuan sent another WeChat message to Li Wei. "Sister, I just made an appointment with the owner. We can view the house after six o'clock. Both units are in the fourth phase of Blue Sky International, one on the 4th floor and the other on the 10th floor. Neither of them is near the highway, and there is an 11-story high-rise building in front of it, so the lighting is not affected at all. The owner of the fourth floor is asking for 176 million, but the property certificate is less than two years old. However, the owner is very sincere in selling it, so there should be room for negotiation. The other unit on the 10th floor has a full two-year property certificate and is a little more expensive." "Okay, I'll come over after get off work." Li Wei replied quickly. "I'll pick you up then." "No need, I'm not far from Blue Sky International Phase 4, we can just meet at the gate of the community at six o'clock." "Okay!" After making an appointment with the client, Zhang Qiyuan told the tenant on the 4th floor that the unit on the 10th floor was vacant and if they wanted to see the house, they would need to borrow the key from Lianjia at the entrance of the community.
After Zhang Qiyuan had communicated with both sides, Huang Yi also came back with the ordered food. "It's time to eat, Fu the God of Gamblers." Huang Yi shouted upstairs. "coming!" After Fu Qiang came down, everyone in the store started eating around the small round table in front. Looking at Fu Qiang, Zhang Qiyuan's heart moved, and he suddenly remembered that Fu Qiang was in charge of the later stage of second-hand houses. He paused for a moment while opening the lunch box, and asked, "Mr. Fu, this client of mine, she and her husband haven't obtained a marriage certificate, but they have a house in Hannan, and her name is also on the property certificate. However, her husband has been paying the loan, and I checked on my phone that she has a house under her name. If she buys a house, is it considered the first or second house?" "Didn't I tell you at noon? This must be the second set. Don't you believe in my eight years of experience in the industry?" Xiong Wei, who was picking up food, said unhappily. "I'm just asking." Zhang Qiyuan said embarrassedly. "Since we found that he has one house under his name, it must be the second one. Xiao Zhang, isn't this common sense?" Huang Yi also said. Fu Qiang thought for a moment and said, "That's not necessarily true. If you're only looking for the first or second mortgage, it's still up to the bank to review it. Your client didn't get married with her husband, and she didn't pay the mortgage. Her name is on the property certificate, so it can actually be considered a gift from her husband. Let me make a phone call for you." As he said that, he put down his chopsticks, went out and made a phone call. After a while, Fu Qiang came in and said to Zhang Qiyuan, "I just asked, and the bank manager over there said that as long as your client's credit history and employment are fine, he has a chance to make it a first home loan, but at that time he may ask your client to buy their bank's wealth management products." "What financial products are there? Is it expensive?" "It's nothing. It should be one gram of gold banknotes, probably around eight or nine hundred yuan. But don't be too sure with your client. Just say there's a chance. It would be better if it can be the first set. If not, you can only do it as the second set." Fu Qiang said with a smile. "There is such an operation. God of Gamblers is really professional." Dong Hui glanced at Xiong Wei and praised. Xiong Wei just felt a burning sensation on his face as Fu Qiang slapped him in the face, but he couldn't get angry and could only eat in silence. After listening to Fu Qiang's words, Zhang Qiyuan suddenly felt relieved. He believed that if Li Wei knew the news, she would be very happy. After all, there is a big difference between the first and second homes. First, the down payment is reduced a lot, and second, the interest rate is also different, so the interest paid will be less. At about half past twelve, Fu Qiang's friends came over, and Fu Qiang took them directly to the chess and card room next door. When it was time to go to work in the afternoon, Xiong Wei seemed to be in a state of rage. He was displeased with everyone and kept arranging this and that. Wang Yong really couldn't stand it anymore, so he dragged Zhang Qiyuan to set up the exhibition in front of the primary school. "Look at how capable he is. If you don't know him, you would think he is a leader of some kind. If the God of Gamblers didn't like playing mahjong and Dong Hui wasn't too lazy, he wouldn't have been able to get the position of store manager." As soon as he went out, Wang Yong started to complain about Xiong Wei. "Maybe it's because the store hasn't made many orders recently that's why I'm in a bad mood." Zhang Qiyuan said vaguely. "We made sales of 200,000 to 300,000 yuan at the end of last year. What's more, it's not just our store that hasn't received any orders. Other stores here haven't received any orders either. We're lucky enough to be able to sit in the store. People from other stores have all gone fishing. There's no one around," Wang Yong said indignantly. "I think the God of Gamblers just slapped him in the face, and he took his anger out on us. Xiao Zhang, let me teach you a lesson. Next time you encounter something like this, just take the display board and go to display it. Out of sight, out of mind." (End of this chapter)